Buying a house abroad

Do you want to buy a house abroad? For example as a permanent residence, holiday home, investment or to spend the winter months?

A good choice, because in this way you not only benefit from a nice place to stay, there is a good chance that the equity of your home will also grow.

That makes it a good investment. Not living permanently across the border? Then you can also buy a house to (temporarily) let for extra income. On My2ndhouse.com you will find your dream house and you will learn what to expect from buying a house abroad.

Buying a permanent residence or a second home abroad?

Whether you want to enjoy a well-deserved retirement in a sun-drenched country or have a favorite holiday destination where you want to spend a few months per year, on My2ndhouse.com you will find an extensive range of houses listed abroad, including Curaçao, Dubai and Spain. On the country pages you can read more about these countries, the listings and the specific matters you should pay attention to if you want to buy a house in these countries.

Tax rules differ from country to country and often depend on the length of your stay. Do you mostly stay abroad during the year? In that case, the tax rules are often very different than when you buy a house abroad where you only live for a few months each year. You can also read more about this on the country pages. Ultimately, however, what matters is that you realize your dream by purchasing a house across the border. We at My2ndhouse.com are happy to help you with this.
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The tax rules differ per country and often depend on the duration of your stay. Do you spend most of the year abroad? Then the tax rules are often very different than when you buy a house abroad lives for only a few months each year. You can also read more about this on the country pages. Ultimately, though, what matters is that you achieve your dream with the purchasing a house across the border. We at Mijn2ehuis.nl are happy to help you with this.

Investing in foreign real estate

Besides a place to live, buying a house can also be a good investment. Investing in real estate abroad has three advantages:

  • You can live there yourself and enjoy your stay abroad
  • If the value of your home rises, you can later sell it with profit
  • In the periods that you do not live in the house, you can (temporarily) let it and earn an extra income.

These three advantages make buying a home abroad an extremely attractive
investment. Feel free to contact us for advice on where and when it is best to invest in foreign real estate.

Mortgage and financing to buy a house abroad

If you have found your dream home on My2ndhouse.com, it is important to have the finances in order. There are often different rules compared to buying a house in the Netherlands. It also depends on whether you buy a permanent residence or a second home abroad. For example, you often cannot deduct the mortgage interest from your payable tax. Furthermore, it is difficult to get a Dutch mortgage for a home abroad.
However, it is possible to take out a mortgage in the country where you buy a property. My2ndhouse.com can help you with this, because we work with financial advisors who have experience with the country where you want to buy a house.
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Mortgage and financing to buy a house abroad

If you have found your dream home on Mijn2ehuis.nl, it is important to consider financing to be in order. Different rules often apply than at a house in the Netherlands. It's laying down also depends on whether you buy a permanent residence or a second home abroad. Like this you often cannot deduct mortgage interest from taxes. Furthermore, it is difficult to get a Dutch mortgage for a home abroad.

However, it is possible to take out a mortgage in the country where you own a house buys. Mijn2ehuis.nl can help you with this, because we work together with financial advisors who have experience with the country where you want to buy a house.

Tax on your house abroad

In addition to financing, you have to take taxes into account if you are going to buy a house abroad.

Because the tax rules differ per country, we go deeper into the specific situations on the country pages. For example, you may have to pay wealth tax or income tax if you rent out the house. Fortunately, the Dutch government has tax treaties with most countries, in order to prevent double payment of taxes.

It is also possible that the country where you buy a second house considers you a tax resident. Often the country where you spend most of your time and where you are economically active is also the country where you are tax resident, but these rules can also differ per country. Also consider municipal taxes that you have to pay abroad. A tax advisor with knowledge of the country where you are buying a house can advise you.

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Rules and permits

You should also take into account the rules and permits if you buy a house abroad. This may relate, for example, to the purchase, construction or renovation and rental of your home. It is good to check these matters in advance.

My2ndhouse.com is your real estate agent

As you can read, there is a lot to consider when buying a second home abroad. As a Dutch real estate agent, My2ndhouse.com is there for you to take away all your worries. In that way you can enjoy your dream home across the border. We work with several partners who have connections with banks, lawyers and notaries in every country where we offer our properties. However, we remain your personal point of contact.
You can find our wide range of listings abroad on our website. There is a good chance that we offer your dream house! We are happy to provide you with more information about the purchase and if you are enthusiastic, we are happy to invite you to our office for a no-obligation meeting. After that, you can then view the house or several properties during an orientation tour where in some cases we pay the costs for travel and accommodation! This way you can already get a taste of what it is like to live abroad. Inquire about the conditions.

If you take the plunge, we or our partners will help you with all the arrangements and documents, so that you don’t have to worry about anything. Buy a second home abroad without any worries at My2ndhome.com as a Dutch real estate agent. Have a look at our listings or feel free to contact us if you have any questions.

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