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Buying a house in Spain
Dreaming of buying a house in Spain? Whether it concerns a second residence, a holiday house or a permanent home, in the Spanish sun it is always good living with tapas, sun, sea, beach and a relaxed lifestyle. The purchase procedure is slightly different from the Netherlands and there are a number of things that you should pay attention to. My2ndhome.com has good contacts in Spain and can guide you through this purchasing process. On this page you will find our extensive range of properties on the Costa Calida & the Costa Blanca, near Alicante. Is your dream house included or do you have a question? Then don’t hesitate to get in touch.
Why buy a house in Spain?
Spain is close by and yet known for its attractive climate, even in winter. In addition, you can enjoy delicious food and the quiet pace enables you to enjoy a nice drink after dinner with a glass of wine. Add to that the beautiful nature and rich culture and you will understand why many Dutch have chosen this country as their favorite retreat to buy a house abroad. Due to the popularity of Spain as a holiday destination, you can also invest in real estate and rent out your home during the periods when you are not there yourself.
Rules and Tax
In Spain you pay property tax, wealth tax and sometimes income tax, among other things. On possible rental income you also need to pay taxes but you can deduct many expenses such as maintenance and other costs rendered. If you buy a house in Spain, the costs for buyer are about 13.5%, but this includes most of the costs (the larger part of this is VAT, 10%). Furthermore, you must open a Spanish bank account and apply for a NIE number. Normally you do this yourself at the national police or the Spanish embassy, but through us the lawyer will arrange this for you. This is just one example of the fact that our local partners in Spain know their way around and can guide you through all legal and tax matters.
Mortgage for your second home in Spain
As a Dutch citizen you can get a mortgage in Spain up to about 50-60% of the sales price, but sometimes this can be more. You must contribute the rest yourself with your own money, for example from savings or equity on your home in the Netherlands. Unlike in the past, there are currently no known Dutch banks that want to finance real estate abroad. We would be happy to put you in touch with the local Spanish bank to discuss financing options for your second home.
Buying a house in Spain? My2ndhouse.com is your Dutch real estate agent
Thanks to our network, we know better how buying a house in Spain works. We can effortlessly put you in touch with the right people, so that the purchase is completed quickly. We will always remain your first point of contact. If you have any questions about the properties listed here on this page, please contact us. Of course also when your dream home has caught your eye. In that case, we can organize an orientation trip for you on certain conditions, so that you can see the property and already get used to Spanish life a little. Inquire about the conditions.